fino digital GmbH
Booth number: 6B23-q
fino.digital
About us
In 2015 fino digital invented the first fully automated digital account switching service in Germanys FinTech sector. Today, fino digital is a leader in account and data analytics - with over 240 million account transactions analysed, we know that a customer's life is represented in their account. We use this expertise to provide AI-based, customised and data-driven solutions for many industries and business models.
As a pioneer and market-leading innovation driver in the field of account & data analytics, we believe that data-based business models are the future. Stop collecting data - start using it!
Our AI-based data analytics technologies analyse the account transactions pre-authorised by private or business customers in real time and use them to automatically generate valuable information on financial and life situations, credit and loans, contracts and pension gaps, real estate, liquidity and even recognise life-changing moments, such as retirement or the birth of a child.
Whether sales impulses, credit checks, invoice & transaction matching, risk analysis or improved customer experience for your processes – our products create real added value from data for you and your customers for an almost infinite number of use cases and boost your business model at warp speed!
Address
Universitätsplatz 12
34127 Kassel
Germany
E-mail: hello@fino.digital
Phone: +49 561 82790 40
Internet: fino.digital
Contact person:
Dr Christian Reichmayr
Managing Director fino run & CPO fino digital
E-mail: christian.reichmayr@fino.digital
Phone: +49 160 11 45937
Products & Services
OUR MISSION: ADDING VALUE TO DATA!
At fino digital we are convinced that data-driven business models are the future.
As experts in the field of account and data analysis, it is therefore our declared mission to give data value and turn it into useful insights through intelligent and forward-looking data analytics solutions. Account transaction data reflects the entire life of your customers – we support you in quickly and easily understanding and benefiting from this data for your business model and thus opening up completely new horizons!
Our Solutions:
fino.account switching
Whether account switching service and deposit change service – with our digital solutions you will inspire your customers right from the start!
fino.analytics
Whether sales impulses in real time, credit checks, risk analysis, transaction matching, access to account and much more – our analytics solutions Open Banking Modules, fino-Cockpit & License as a Service transform data with AI-based account analysis into valuable knowledge for every use case!
Account switching service
ACCOUNT SWITCHING SERVICE - IN WARP MODE
fino.account switching is your space navigator for the account switching service and leads the way with pioneering solutions and products. Whether private or business customers – make it easier for new customers to switch to your financial institution. With our intuitive & time-saving account switching service based on AI data analysis, you can impress your customers with performance from the very first moment and create guaranteed added value.
Deposit Change Service
DEPOSIT CHANGE SERVICE - TRANSFER IN RECORD TIME
Our innovative, AI-based technology makes the securities account transfer as easy as possible for you and your customers. The fino deposit change service takes all tax law scenarios into account and is available to you as a flexibly connectable stand-alone solution. And the best thing for your customers? Thanks to the innovative solution, your customer needs less than 5 minutes to completely move their securities account in just three steps.
Open Banking Modules
OPEN BANKING MODULES - MORE THAN ACCESS TO ACCOUNT!
At fino digital, we have taken access to account a step further: with our Open Banking modules, we combine PSD2-compliant access to account transaction data with pioneering data analytics modules. Depending on the use case and according to the modular principle, the categorization, contract recognition, payment, License as a Service or preconfigured analysis services modules supplement Access to Account and provide you and your customers with exactly the information you need to advance your project – customised, modular, connecting the dots!
fino-Cockpit
FINO-COCKPIT - MORE SALES AT THE TOUCH OF A BUTTON!
With fino-Cockpit, our smart sales assistant , time-consuming analyses of customer needs and sales potential are a thing of the past. With the help of AI-supported account and data analysis, fino-Cockpit identifies current customer needs in a matter of seconds and prepares valuable insights on income & life situation, loans & credits, contracts, investments and much more for you! This provides you with relevant sales impulses for your consultation and scores points – even with new and business customers – with customised product offers.
License as a Service
ACCESS TO ACCOUNT (AIS/PIS*) – BASED ON OUR EU LICENSE
With “License as a Service” from fino, you can use banking technologies as non EU member in compliance with the strict PSD2 guidelines, even without your own PSD2 license. This allows you to concentrate fully on your core business – even on the European market!
* Account Information Service / Payment Instruction Service
